Overview:
LASER Credit Access is designed for companies that have permissible purpose to access consumer credit reports from the three credit bureaus: Experian, Equifax, and Transunion. An account with one of the credit bureaus is required, see website for details.
Partner Program Description:
LASER Credit Access 3.0 No Click - No button -No User needed
• No logging into a separate website
• No re-typing name, address, social security, number into anther website
• No copying and pasting information to use in decisions
Credit data is a permanent part of the contact Record
• Credit scores, score factors
• Drill down into specific trade accounts
• Visual Payment Patterns
• Public records
• Inquiries and detail
• OFAC or other regulatory products
• Employment data
The data can be used in any of the decision making tools you are using in Salesforce. If you are creating spreadsheets or word docs the information can be merged in automatically.
Every Bank should be using LASER Credit Access for Compliance.
Using your credit bureau account or one of the many almost 40 CRA’s we work with; LASER Credit Access will send the request automatically. No Click - No button -No User needed.
NEW: Just added Factual Data and CBCInnovis credit data.
Think of the efficiency gain when in 7-8 seconds the credit data is added to your process and the transaction is ready for the next step, which you could automate as well.
It can be a part of the decision process, a custom score card, merged into excel spreadsheets or part of the narratives in a word document. Or whatever the next step in your process may be. See for yourself the improvement in efficiency, how the use of the data can help make better, faster decisions.
Not to mention, the future value of the information in marketing to or not marketing to contacts filtering by specific credit report data.
This is the perfect addition for Banks using nCino®